Sell and Rent Back

Sell your home and clear your debts without having to move with a sell and rent back scheme.

Why would someone choose sell and rent back?

For those wanting to stop repossession due to mortgage arrears and facing large personal debts a Sell and Rent Back scheme can be a simple way out of a difficult time.

All the legal fees are paid for inc Solicitors etc there are absolutely no hidden costs.

With complete discretion, neighbours need not know there has been any change in your situation, You can stay in the same home and children can continue to attend the same school.

What is sell and rent back?

Sell and rent back is when a company purchases properties for less than the market value, typically 70% - 80% but the company pays all the fees and costs, and then rents the property back to the owners at the current market rent, or sometimes less than their mortgage payments if these were lower than the rental value.

The owner of the property can use the cash to settle their current mortgage and all outstanding debts, and can stay in there own home. There is an opportunity to buy the house back at a later date, and also ensures you can stay renting your house providing the rent is being paid.

Do I qualify for 'Sell and Rent Back?

You need to be aged 18 or over. We consider all types of property (freehold / leasehold), repossessions, ex-local authority and properties in need of refurbishment.

How much will the rent be?

We will calculate the rent based on comparables to your property in your local area and based on our affordability calculator